Legal Centre
This page provides access to all current legal documents for Prospera Short Term Loans (Pty) Ltd.
Terms of Service
Rules for using Prospera services and your legal rights and obligations.
Loan Agreement Consent
Consent terms for loan disclosures, repayment schedules, fees, and total cost of credit.
Privacy Policy
How personal information is collected, used, shared, and protected.
Credit Check Consent
Consent terms for identity verification, affordability checks, and credit bureau enquiries.
Debit Order Authorisation
Authorisation terms for collecting scheduled repayments from your nominated bank account.
Electronic Communications Consent
Consent terms for receiving notices, disclosures, agreements, and records electronically.
Marketing Consent
Optional consent terms for product, service, and promotional communication.
Cookie Policy
How cookies and related technologies are used on our digital channels.
Complaints Procedure
How to submit a complaint and how escalation is handled.
Security Disclosure
How to report security vulnerabilities responsibly and what to include in a report.