Effective 2026-04-15
Loan Agreement Consent
This consent explains what you accept when you submit a loan application with a quoted loan amount, repayment schedule, fees, and total cost of credit.
What you are accepting
By selecting the loan agreement consent, you confirm that you have reviewed the quoted principal amount, term, fees, interest, credit life insurance amount where applicable, installment amount, repayment schedule, and total repayment amount shown before submission.
You understand that these disclosures form the basis of the loan application and may be used to prepare the final credit agreement if the application is approved.
Responsible lending disclosures
Prospera Loans must assess affordability and credit risk before granting credit. Submitting an application does not guarantee approval, payment of funds, or unchanged pricing.
If a final agreement differs materially from the quote you accepted, Prospera Loans must present updated disclosures for review before you are bound by those updated terms.
Your obligations
You confirm that the information supplied in the application is accurate, complete, and not misleading.
If approved, you remain responsible for making repayments on the agreed dates and for keeping your contact and banking details current.